Making Money Are You Wasting Your Life Saving Money?
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Mar 2, 2026 They debate the ‘Die With Zero’ idea and whether saving too much costs life experiences. They explore timing age-limited adventures and treating health as a compounding asset. They discuss gifting while alive, memory-rich parenting moments, and practical tools like annuities and spending plans. They question privilege’s role in financial advice and argue for balance between saving and living.
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Friend Took A Loan To Backpack Europe
- Bill shares a friend who took a loan and backpacked Europe at 20 and valued that experience over money later in life.
- The trip cost a risky £10k loan but returned lifelong memories while career trajectory barely changed.
Buy Back Time By Outsourcing Low Value Tasks
- Value your hourly rate and outsource low-value tasks to buy back time for experiences and relationships.
- Perkins recommends calculating what your time is worth and eliminating chores that cost more in time than money.
Plan Experiences Within Time Buckets
- Some experiences have age windows: skiing or hostel backpacking are better when you're young, while Vegas-style trips may suit older, wealthier selves.
- Perkins frames life in 'time buckets' so plan experiences when your health, time, and money align.
