Money Guy Show

Do THIS to Fix Your Finances in 2026

32 snips
Dec 3, 2025
Unlock the secrets of your financial future by diving into the importance of a net worth statement! Discover what assets and liabilities to include, from cash to real estate. Learn the value of using this tool for effective spousal communication. The hosts share insights on car-buying strategies and saving for early retirement. Plus, don’t miss their fun live Q&A session and tips on avoiding financial over-complexity. Get ready to simplify your wealth-building journey!
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ADVICE

Separate Liquid From Total Net Worth

  • Track both total net worth and liquid net worth to know what you can actually access for living expenses.
  • Exclude illiquid or non-owned items from the liquid figure so you don’t get a false sense of security.
ANECDOTE

Make A Net Worth 'Date Day'

  • Brian uses an annual net worth date day with his spouse to review finances and set goals.
  • They skip work, go to coffee shops, and plan next-year goals together.
ADVICE

When To Use Total Market Vs Specialized Funds

  • Use total stock market funds for broad exposure but know they overlap heavily with the S&P.
  • Move to specialized funds once your portfolio is large enough to benefit from rebalancing and tax strategies.
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