Playable Characters Show with Brandon Gentile 20 Year Money Expert: Bitcoin Is Going To Surprise A LOT Of People in 2026 | Terence Michael
Mar 22, 2026
Terence Michael, Bitcoin advocate and podcaster who promotes living on a Bitcoin standard. He discusses delayed institutional adoption and why 2025 felt like a letdown. He covers why DCA still works and how banks and brokerages are building Bitcoin gateways. He talks treasury buyers compressing supply, borrowing against Bitcoin instead of selling, and how Bitcoin could become the dominant global savings vehicle.
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Institutional Rollout Delayed Retail Adoption
- Bitcoin adoption was delayed because institutional onramps (Wall Street ETFs, banks) arrived slower than expected.
- Terence Michael says 2025 was a rug pull and the institutional rollout he expected shifted into late 2026–2027, delaying retail re-entry.
Sell Only When Price Justifies Overcoming Cold Storage Friction
- Consider selling to large strategic buyers when market price makes you willing to part with bitcoin, because buyers like Michael Saylor are absorbing more daily supply than miners release.
- Terence describes the friction of accessing cold storage and time-locked coins as a real decision point for sellers.
Use Yield Products As Onramps Not Replacements
- Use yield products like Saylor's Stretch as gateways but prioritize acquiring bitcoin directly; treat those products as on-ramps rather than replacements.
- Terence says he personally prefers to buy bitcoin rather than hold treasury products and borrows against bitcoin instead of selling.
