Turmoil for Home Solar Loans, Leases and PPAs

Dan Javan Explains the Mad Scramble for Solar Financing in 2026.

The “One Big Beautiful Bill” (OBBB) killed the 30% tax credit for residential solar. With no more residential tax credits as of 1/1/2026, the demand for solar financing will be higher than ever. But the supply of easy financing is constrained by safe harbor headaches, higher interest rates and questions about domestic content.

What does this mean?

Solar loans, credit unions and cash purchases will be 30% more expensive in 2026

Leases and PPAs using the commercial tax credit structure can still get the 30% credit, but added financing and project complexity can eat up half of the incentive or more

Since the supply of financing is limited, installers looking to switch to leases and PPAs may have to work with unproven finance providers

How slow-paying solar financing companies can kill a solar installer’s business

To help make sense of this, Barry sits down with Dan Javan, former CEO of Suntuity and one of the smartest voices in solar finance. Together, they break down the mad scramble that manufacturers, finance companies and installers are going through as they get ready to finance the future demand for residential solar and battery systems.