The Biggest Homebuyer Discounts in Over 12 Years | Feb. 2026 Update

Homebuyers are getting the biggest discounts on properties in over 12 years—and it’s only getting started. 

At this point, nobody can refute that a full-on buyer’s market has arrived. Homes are selling below list price, buyers are waiting out the market, and sellers are getting increasingly desperate. All the while, mortgage rates are a full percentage point lower than a year ago, inventory is up, and mortgage payments are actually down. 

This is it. The “shift” that investors and homebuyers have been waiting for.

In this month’s housing market update, we’ll get into it all—how much of a discount you can get on your next property (and markets with the biggest deals), why nobody is buying right now and how that gives investors an advantage, whether mortgage rates will drop below the low six-percent range, and how likely a housing market crash is with inventory rising but demand staying stagnant. 

In This Episode We Cover

These housing markets are seeing 10% discounts off list price 

Signs pointing to a “full-on” buyer’s market, and whether it will last 

Inventory is rising by double-digit percentages, but is it enough to cause a housing crash?

Will mortgage rates keep falling throughout 2026?

The real reason so many homebuyers aren’t jumping back in as prices fall 

And So Much More!

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