This is Money Podcast Is it time you switched your investment platform?
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Feb 13, 2026 Rachel Rickard‑Strauss, personal finance journalist who explains investment platform changes and ISA/pension trends. They unpack Hargreaves Lansdown’s fee revamp and why savers are moving. Practical pointers on what to check when switching platforms. Discussion covers low‑cost rivals, transfer tips, ISA cash worries and pension administration failures.
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Hidden Costs Vary By Investor Type
- Platform charging models vary widely and can hide costs in dealing or FX fees.
- Percentage account fees, dealing charges and FX can make a 'cheaper' platform costly for certain investors.
Match Platform To Your Trading Habits
- Work out your investing style before choosing a platform to avoid paying extra.
- If you trade US shares often, prioritise platforms with low FX and share dealing fees.
Price Cuts Can Trigger Customer Exodus
- Hargreaves Lansdown cut headline fees but still looks expensive versus new entrants.
- Visible price changes prompted many customers to transfer, showing platforms are less sticky than believed.