MoneyWeek Talks Why you fear money – and how to fix it
Jan 7, 2026
Vicky Reynal, a financial psychotherapist and author, explores how childhood messages, scarcity mindsets and number anxiety shape money behaviour. She discusses money dysmorphia, neurodiversity-friendly strategies, handling spending guilt and resisting marketing triggers. Practical tips include identifying triggers, setting boundaries around finances and knowing when to seek therapy.
AI Snips
Chapters
Books
Transcript
Episode notes
Investigate Fear Of Numbers
- If numbers trigger anxiety, check for past school experiences or learning differences like dyscalculia.
- Investigate the root and seek appropriate help rather than assuming it's mere avoidance.
Turn Diagnosis Into Practical Strategies
- Accept neurodivergence as an explanation but not an excuse, then put strategies in place to manage finances.
- Use tools like budgeting apps or spending blocks tailored to ADHD, bipolar or other conditions to reduce harm.
Ringfence Time For Money Tasks
- Identify triggers of financial anxiety and schedule dedicated time to handle money matters.
- Defer intrusive thoughts to a regular slot so you stop ruminating and regain control.
