
Marriage Kids and Money: Personal Finance for Families Coast FIRE with $900k by 40 in Colorado | Suzy May
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Mar 25, 2026 Susie May, a certified financial educator and founder of Wander World School, hit Coast FIRE with $900k by 40. She talks about reaching coast status, shifting from aggressive saving to enjoying time with family, and designing long-term travel and flexible work. Conversations cover portfolio mix, partner money dynamics, tracking tools, and how to raise financially literate kids.
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Parental Nudges Launched Early Investing
- Susie started investing in her early 20s thanks to her parents prompting Roth IRA contributions and opening a brokerage with stock picks.
- She lived frugally with roommates into her 20s, letting income growth flow into investments once she understood them.
Eases Into Coasting By Asking For Flexibility
- Transitioning to coasting can be gradual; Susie reduced work and shifted to intermittent roles rather than quitting overnight.
- She recommends asking for flexible arrangements and easing into fewer contributions while designing a life you want.
Coasting Changes The Reward You Track
- Moving from aggressive saving to coasting triggers emotional shifts because you lose the monthly 'dopamine hit' of hitting savings targets.
- Susie advises tracking other meaningful metrics (travel, time with kids) to feel progress after coasting.



