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Keep A Small 'Frequent' Group
- Put your most-used spending categories into a small 'frequent' group for quick access and monitoring.
- Keep that group tight so you can view balances and spend multiple times per week easily.
Create A Dedicated Pet Group
- Give pets their own group and categories (food, grooming, medical, fun) to capture all recurring and one-off pet costs.
- Separate pet medical from household medical to avoid confusion when searching categories.
Fund True Non-Monthly Expenses Separately
- Put unpredictable non-monthly expenses (durables, family fun, furniture) into a 'true expenses' group to save for them separately.
- Distinguish durables from furniture so you can prioritize replacement frequency and scale of purchases.


