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Prioritizing Retirement Accounts
- Prioritize Roth 401(k)s in your 20s due to lower tax brackets and the power of tax-free growth.
- Explore free resources like Money Guy's Financial Order of Operations for detailed guidance.
Understanding I Bonds
- Consider I bonds for safe, inflation-protected returns, especially if you're starting out.
- Be aware of the limitations, such as the purchase cap and TreasuryDirect requirement.
Restoring Emergency Funds
- Replenish your emergency fund quickly after using it, even if it means pausing other savings.
- Prioritize having a safety net to avoid derailing your finances.