Everyone's Talkin' Money Month By Month Money To Do List
If you've ever wondered what you should be doing each month with your finances, I've got a podcast episode for you.
I've compiled a list of the top things you should be thinking about each month to help you make smart money moves throughout the year. This is just a guide - so make sure you make it your own and focus on the steps each month that are right for your own situation. It's your year to rock your finances - I'm just sayin'.
On This Podcast Episode:
I'm taking it month by month to lay out a money to do list to keep you focused and your bank account soaring.
- Jan – How are you doing? This is a month to check in on your financial goals – have you set new ones?
- Feb – Getting your tax stuff together is the name of the game because tax day is April 17.
- March – Time to double check your retirement contributions + invest your tax return somewhere good.
- April – Save and shred any documents you don't need after filing your return and create a master money list with every account number, password and financial account listed.
- May – Check in with your Emergency Fund - are you earning over 1% interest on your savings?
- June- Check in with your investments and your money tracking system.
- July – Time for a mid year check-in - figure out what's working and what isn't.
- Aug – Review and update any beneficiaries and if you haven't created a will and advanced health care direction....do it in August. Also, call your cell phone, internet and cable company to try to find any better deals than what you have now.
- Sep – Full on holiday mode - create your holiday budget and dial in your travel plans.
- Oct - If you've filed an extension on your taxes, they are due Oct 17. Had a new baby? Think about setting up a 529 college savings plan.
- Nov- Open enrollment for health insurance time and a good reminder to evaluate your current policy and any new plans.
- Dec – Focus on gift giving - you can gift up to $15,000 per person without having to file a gift tax return. Donating to charities could also help lower your taxable income. Then...get some rest and enjoy the holidays.
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