Real estate is more expensive than ever, and the Fed's efforts to bring down inflation are hurting the very people they said they would help: the middle class.

Your average home sale price has been astronomical for the past few years, with the new interest rate hikes creating even more of an affordability crisis.

It's only a matter of time before it affects the commercial real estate space too - offices, retail, multi-family housing. They hold a large chunk of the money through debt and banks. So with the industries declining all-around, is it time for the banks to be worried? Should you be worried?

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Hardwicke Circus - Jonny Foster (Singer and Guitarist) and Dave Robinson (Manager and Producer)