Fintech Insider Podcast by 11:FS 1053. Insights: Agentic payments: Revolution or just better orchestration?
22 snips
Apr 9, 2026 Sam Boboev, founder of FinTech Wrap-Up and payments analyst; Sahar Attaripour, investor and AI-driven fintech founder; Rory O'Neill, Checkout.com CMO and payments strategist. They discuss agentic payments and delegating intent to AI. Conversations cover risks when agents spend, liability and governance, merchant trust and discoverability, and how value shifts to orchestration and AI platforms.
AI Snips
Chapters
Transcript
Episode notes
Payments Shift From Execution To Delegated Intent
- Agentic payments shift from humans executing transactions to delegating intent, letting AI decide when, who, and how much to pay.
- This replaces transaction-level human initiation with an AI decision layer, challenging assumptions about authorization and accountability.
Trust Model Must Move From Customer To Agent
- The core challenge is rebuilding the trust model: identify the agent, its permissions, and liability for refunds or returns.
- Merchants and PSPs must re-engineer identity, permissions and audit trails for agents rather than just customers.
Start Agentic Payments With Defined B2B Scenarios
- Start agentic adoption in well-defined, repeatable scenarios like B2B resupply or subscriptions where rules are explicit.
- Consumers' vague preferences make retail delegation harder; businesses can set clearer parameters and constraints.