IUL Is Not IBC® - David Stearns of the Nelson Nash Institute - (BWL POD #0281)

Nov 21, 2025

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In this episode, James sits down with his friend David Stearns, co-director of the Nelson Nash Institute and president of Infinite Banking Concepts, LLC. They discuss the recent $8.5 million IUL lawsuit, the Institute’s position on universal life, and Nelson’s own comments on indexed UL, variable UL, and traditional UL. It’s an honest, straightforward conversation about why IUL is not IBC and what Nelson actually taught. As always, we hope you enjoy the episode and thank you for listening!

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