money money money LET'S CHAT interest rate increase & government leak: changes to property CGT discounts in May?
Feb 4, 2026
John Pidgeon, property podcaster and commentator, joins to unpack interest rate moves, who gains and who loses from rising rates, and practical mortgage and budgeting tips. They also discuss a leaked AFR report on possible cuts to the 50% capital gains tax discount, potential renter impacts, and state-level housing supply ideas.
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Rate Rise And What It Means
- The RBA raised the cash rate by 25bps to 3.85%, and further rises this year are likely if inflation stays high.
- Glen James warns borrowers to expect higher repayments and that savers may see modest gains later.
Zoom Out On Historical Rates
- Historically, long-term average rates are higher than today's levels, so current rates remain relatively low in context.
- John Pidgeon suggests planning for higher rates and keeping perspective on historical norms.
Review Your Mortgage Regularly
- Review your mortgage with a broker regularly to avoid surprises when rates climb.
- Glen James recommends factoring higher rates into budgeting and emergency funds now.