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Bilt Cash Explained, Heathrow Finally Gets It Right, and the Truth About Free Airline Wi-Fi

Jan 28, 2026
Julian Keel, travel industry commentator known for loyalty and points analysis, breaks down the new details of Bilt Cash and why its perks and expiration rules complicate real value. He also discusses Heathrow’s smoother security, the messy rollout of airline “free” Wi-Fi, and why some carriers are winning the connectivity battle.
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INSIGHT

Bilt Cash Is A Flexible Menu

  • Bilt Cash offers a complex but optional "menu" of monthly credits and experiences that supplement core points earning.
  • Julian Keel and Ed Pizza say the system's flexibility is valuable but makes the program feel complicated for some users.
ADVICE

Activate Points Accelerator Strategically

  • Redeem $200 of Bilt Cash to unlock the Points Accelerator to earn an extra point on the next $5,000 in card spend.
  • You can repeat this up to five times per year to stack accelerated earnings on Obsidian and Palladium cards.
INSIGHT

Expiration Rules Could Limit Spend

  • The 1-year rollover limit of only $100 in Bilt Cash may discourage heavy end-of-year spending and complicate planning.
  • Julian and Ed expect Bilt will likely iterate on expiration rules to avoid throttling card usage.
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