InvestorKit Podcast Shocking Changes to Trust - with Arjun Paliwal
Jan 20, 2026
A deep dive into recent shifts in trust and SMSF use for property investing. Short takes on how banks treat trust liabilities and changing AML rules. A look at hidden costs, lending quirks and why borrowing power can surprise you. Practical sequencing for building a resilient property strategy amid shifting regulations.
AI Snips
Chapters
Transcript
Episode notes
Why Trusts Suddenly Spiked In Popularity
- Trusts have long been used for distributions and asset protection, but recently surged due to lending-related advantages.
- Lenders sometimes exclude trust liabilities from assessments when a trust shows positive cashflow, creating new demand.
Verify Lender Criteria Before You Rely On It
- Check exactly what each bank requires to exclude trust liabilities: self-declaration, accountant letter, or full financials.
- Get tailored professional advice before chasing lender-specific trust exclusions.
Banks' AML Rules Are Driving Policy Change
- AML and verification requirements are forcing banks to tighten and vary trust policies, adding uncertainty.
- Build portfolios assuming lender rules may change or disappear to avoid being blindsided.