The Best Financial Products of 2025 and Investing in Collectibles

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Jan 20, 2025

Discover the top financial tools for 2025, including a look at the best investment app, Fidelity. Learn how to choose the right mortgage lenders and maximize travel rewards with the leading credit cards. The discussion then shifts to the world of collectibles—can designer handbags or Magic: The Gathering cards be smart investments? Explore the risks and rewards of these non-traditional assets, including the importance of diversification and extensive research before diving in.

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ADVICE

IRA Rollover Tip

When rolling over IRAs, double-check the type to avoid tax implications.
Ensure you transfer to the correct Roth or traditional IRA.

ADVICE

Best Mortgage Lender

U.S. Bank is the best overall mortgage lender due to transparency, loan variety, and customer experience.
Shop around for mortgages due to high borrowing amounts.

ADVICE

Mortgage Affordability

U.S. Bank offers assistance programs to make mortgages more affordable.
These programs offer low down payments and cover mortgage insurance.

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Learn how to pick the best financial tools for investing, mortgages, and travel rewards to meet your personal goals.

What are the best financial tools for investing, mortgages, and travel rewards in 2025? Should you invest in collectibles like designer handbags? Hosts Sean Pyles and Sara Rathner discuss top-rated financial tools for achieving your money goals and what to consider when investing in non-traditional assets. They begin with a discussion of NerdWallet’s 2025 Best-Of Awards, in which NerdWallet’s team of experienced finance writers and editors researched more than 1,000 financial products and narrowed them down to just one winner per category to make it easier for you to choose what’s best for you. Investing Nerd Sam Taube and mortgage Nerd Holden Lewis join Sean and Sara to share what they chose as the best product in their areas of expertise and why, offering tips and tricks on finding the right investment platform, understanding mortgage rates, and maximizing travel rewards.

Then, investing Nerd Alana Benson joins Sean and Sara to discuss the pros and cons of investing in collectibles like designer purses, coins, or Magic: The Gathering cards. They explore how collectibles fit into a diversified portfolio, the hidden costs of holding physical assets, and when it makes sense to sell.

In their conversation, the Nerds discuss: best financial tools 2025, top travel credit cards, best mortgage lenders, Fidelity investment app, collectibles as investments, investing in designer bags, mortgage rates 2025, credit card rewards, Chase Sapphire Preferred benefits, how to choose a mortgage lender, Roth IRA rollover tips, U.S. Bank mortgage review, expense ratio explained, travel credit card insurance, long-term investing strategies, investing in purses, switching brokerage accounts, tax implications for collectibles, building a diversified portfolio, Fidelity ZERO funds, and financial tools for travel.

To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.

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