Abraham and Rowena get straight to the point in this episode, covering:
- Rowena’s background and work at the Institute for Fiscal Studies
- What made her decide to take on her research and what the biggest revelation has been
- Her recent involvement with the paper on, ‘When should individuals save for retirement? Predictions from an economic model of household saving behaviour’.
- Delving into the details of the lifecycle model and what this really means
- The power of habit
- A parent’s approach to retirement and impact of kids leaving home
- The interplay between student loans, employer and employee pension contributions, and the uncertainty of earning pattern over once working career.
- Whether you can pinpoint one saving strategy for all…
- Her single biggest concern relating to retirement and the patterns associated with it today
Adviser 3.0: The Podcast