Get 100% Funded to Flip Houses in 48 Hours (No Money, No Credit Required)
Feb 8, 2026
Javier Romero, CEO of Romero Capital and former U.S. Marine who built a hard‑money lending firm, explains 100% purchase and rehab financing with 48‑hour closings. He covers underwriting rules like the 75% ARV limit, why speed matters in competitive markets, geographic expansion, funding mechanics, and practical rehab priorities for flips.
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How To Get 100% Funding Fast
- Romero Capital will fund 100% of purchase and 100% of rehab if the deal stays under 75% of ARV.
- Submit a loan application and bank statement so they can analyze and approve the deal quickly.
Why They Can Offer 100% Financing
- Romero closes loans in-house and temporarily leaves cash on deals to enable 100% financing.
- They sell notes afterward to recycle capital and keep funding new deals quickly.
Application Requirements And Costs
- To apply, go to romerocapitalcorp.com and submit the loan application and a bank statement.
- You must cover closing costs and three months of payments; DTI isn't checked like banks.

