Capital Gains Tax Solutions Podcast The No-BS Guide to Insurance with Wallis Tsai
Dec 25, 2025
In this chat with Wallis Tsai, a former Goldman Sachs investment banker and co-founder of Above Board, they dive deep into insurance basics and wealth planning strategies. Wallis shares insights from her impressive background, emphasizing a no-nonsense approach to insurance. She discusses the importance of regular reviews, disaster mitigation, and tax-efficient wealth accumulation. Wallis also explains how to utilize trusts for asset appreciation and clarifies the differences between whole life and variable insurance products. Her focus on understanding client goals is both refreshing and practical.
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From Goldman To Above Board
- Wallis left finance to fix poor personal financial advice she observed among friends.
- She co-founded Above Board to apply tech and rigorous analysis to insurance planning.
Pair Trust Assets With Permanent Policies
- Pair real assets in a trust with permanent life insurance to access cash value.
- Use policy cash value for financing or to receive cash flow while preserving the underlying asset.
Match Policy Type To Investment Goals
- Different permanent policies serve different goals: whole life behaves like fixed income while variable tracks market upside.
- Match policy flavor to your risk tolerance and return expectations.
