Tom Bilyeu's Impact Theory

New York’s Spending Crisis, Housing Unaffordability, & Conspiracy Corner: 9/11, Epstein, TV Producer Of Tehran Woes | Tom Bilyeu Show Live

27 snips
Feb 20, 2026
They dig into New York City’s exploding budget, who's really paying for pensions and rising property taxes, and how zoning and regulation fuel the housing affordability crisis. They tackle why younger people lean toward socialism and the cultural forces protecting incumbents. They also touch on contested investigations and high-profile mysteries tied to Epstein and 9/11, plus tech risks from powerful AI firms.
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ANECDOTE

Parachute Inventor's Failed Demonstration

  • Tom recounts the inventor who died testing a parachute to show ideological pioneers sometimes fail disastrously.
  • He uses the story to criticize politicians who ignore economic realities while promising utopian policies.
INSIGHT

Supply, Not Rates, Made Housing Unaffordable

  • US home prices have become historically unaffordable, with median price now five times median income.
  • Tom and Drew identify supply constraints and regulation as the core cause, not just interest rates.
ADVICE

Deregulate To Unlock Housing Supply

  • Deregulate zoning, cut permitting timelines, and lower regulatory costs to add millions of homes.
  • They recommend letting builders build to restore housing affordability.
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