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Welcome to a brand new season of The Indian Express' tech podcast Our Own Devices. In this episode, our host Nandagopal Rajan, COO, The Indian Express Online is joined by Sandeep Ghosh, Group Country Manager, India & South Asia at Visa. In this engaging conversation, Sandeep talks about payments across the world becoming more and more cashless, even though the degree varies from country to country. He shares how from cards people are now moving towards digital payments, but at the same time, the form factor being used depends on the kind of payment being made. To learn more about the growth of online payments and how India is growing as market, tune in to today's episode of Our Own Devices with Nandagopal Rajan.

Edited and mixed by Suresh Pawar

Introduction 00:00

Payments becoming cashless 0:45

From card payments to online payments 5:09

Payment trends in the market 9:30

How VISA plans to moving along with these developments 12:37

India as a complex market 17:05

Are cards becoming redundant? 21:10

The Future of Payments: Trends, Innovations, and Insights in India