Earn & Invest

706. Overcoming Our AI Overlords w/ Darrow Kirkpatrick

Feb 9, 2026
Darrow Kirkpatrick, retired engineer, investor, and founder of Can I Retire Yet?, discusses AI risks, economic disruption, and how deep learning changed the field. He recounts a wake-up moment with ChatGPT. They explore authenticity for writers, job displacement timelines, AI in medicine, and how to prepare careers and investing for uncertain AI-driven change.
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INSIGHT

Rapid Leap From Toy To Powerful Tool

  • Darrow Kirkpatrick realized AI crossed from novelty to real capability when ChatGPT produced a publishable-quality review in seconds.
  • That moment shifted his view from curiosity to urgent concern about AI's power and impact.
ANECDOTE

Choosing Human Authorship For A Memoir

  • Darrow delayed using ChatGPT while writing his memoir to keep it fully human-authored.
  • When he finally used ChatGPT for a review it produced, he was astonished by the quality.
INSIGHT

Misalignment Is The Core Risk

  • The bigger risk is misalignment: AI executing powerful actions that deviate slightly from human values.
  • Once AI controls critical infrastructure, reversing harmful direction may become infeasible.
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