Valuetainment

"The American Dream Is DEAD" - Is Co-Ownership The Future Of Housing In America?

Jan 30, 2026
Tom Ellsworth, a panel contributor who warns about timing and downside risks, and Brad Lea, entrepreneur and sales trainer who champions leverage and shares homebuying stories. They debate co-buying vs renting. Short takes cover who co-buys, partner vetting, exit plans, timing risks, and whether shared ownership signals economic decline.
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INSIGHT

Co-Buying Reflects Housing Affordability Shift

  • Co-buying with friends or family is rising because housing is increasingly unaffordable in the U.S.
  • First-time buyers are older and more often single women, shifting homeownership demographics.
ANECDOTE

How A Friend Launched A First Home Purchase

  • Christina Modares tried to buy a house at 23 and couldn't qualify for a mortgage alone.
  • She asked a friend to buy with her and that partnership enabled the purchase.
ADVICE

Partner Up To Get The House

  • If you can't afford a home alone, partner with someone to leverage combined buying power.
  • Brad Lea emphasizes getting the house done matters more than the type of partnership.
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