MTM Travel - The Fun Side of Points & Travel! Hyatt's Rough New Policy Change & Trump's Cap On Interest Rates - The Death of Credit Cards?
Jan 12, 2026
Discussion kicks off with Allegiant's merger and its impact on competition. Mark shares his decision to apply for the Spirit Airlines credit card, revealing strategies for maximizing travel perks. The duo debates Hyatt's recent policy changes regarding expiring certificates and how it affects loyal customers. They also dive into President Trump's proposal to cap credit card interest rates, exploring potential consequences for consumers and the banking system. Lastly, the hosts ponder if financial education can transform the credit card industry.
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Surprising Allegiant–Sun Country Merger
- Mark and Shawn reacted to Allegiant's surprise merger with Sun Country and wondered about reduced competition and profitability impacts.
- They noted consolidation can reduce consumer choice even when both carriers claim profitability.
Kids Gain Independence From Travel
- Shawn shared that his daughter unexpectedly walked home alone and felt "powerful," illustrating how travel and independence change kids.
- Both hosts discussed parental strategies like secret tailing and limiting screens to keep kids safe and engaged outdoors.
Split Shows For Deeper Coverage
- Split content into focused shows to dive deeper into miles-and-points versus travel storytelling.
- Offer listeners choice so they can consume detailed award booking content or trip narrative separately.