TFTC: A Bitcoin Podcast #744: Your Face Is Not A Password with Gerald Glickman
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May 11, 2026 
Gerald Glickman, an identity and fraud risk practitioner focused on decentralized, privacy-preserving authentication. He warns current ID models are broken. They discuss cryptographic decentralized identity, selective disclosure and zero-knowledge proofs, anchoring DIDs, biometric risks like WorldCoin, recovery strategies, and why policy decisions now will shape a privacy or surveillance future.
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Working Identity Risk For Cannabis Banking
- Gerald recounts working at MBB Bank managing fraud and identity risk for cannabis and gaming clients.
- He used that experience to see firsthand how institutions treat 'uncouth' businesses and their KYC pressures.
Personal Data Is Broken As An Authenticator
- Current identity systems treat personal data like secrets even though it's long been compromised.
- Gerald Glickman explains industry reliance on names, addresses and SSNs as authenticators has failed and drives collection of more risky signals like biometrics.
Adopt Cryptographic Signatures For Attestations
- Use cryptography and open standards to prove authorship rather than probabilistic inference from leaked personal data.
- Gerald advocates public/private key signatures to verify who authored an attestation and reduce fraud without handing over PII.