The Rollup Why Every Fintech Is Racing To Launch Stablecoins with Rodri Fernandez
Nov 4, 2025
Rodri Fernandez, CEO of Crossmint and a payments entrepreneur, reveals why fintechs are racing to launch stablecoins, following MoneyGram's rapid transformation. He discusses the alarming statistic that 80% of crypto apps are non-compliant and how wallet UX evolution is paving the way for scalability. Rodri also highlights the dollarization of emerging markets and argues that stablecoins hold a significant advantage over traditional payment rails. He shares insights on the integration of AI agents and the future of autonomous commerce.
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Integrated Stacks Shrink Time To Market
- Developer infrastructure consolidation turned a once-fragmented stack into simple APIs you can use without blockchain engineers.
- That shift enabled enterprises to go live in weeks rather than years.
Stablecoins Are A Superior Rail For Embedded Finance
- Stablecoins are far easier and higher‑performance rails than trying to patch fiat rails for global embedded services.
- They enable noncustodial, global wallets and composable financial services without many local integrations.
Sequence Innovation: Basics Then Embedded Services
- Focus first on basic stablecoin features: wallets, deposits, yield, cards, and merchant acceptance.
- After basics, layer embedded services like tokenized assets, alternative credit scoring, and trading.