money money money

906 how to make a property offer, single parent retiring early, unsure what to do next + more

Feb 9, 2026
They tackle how much to offer on a first home and practical negotiation tactics. They explore readiness for early retirement for a single parent and short-term bridge strategies. They compare investment options like ETFs versus property and discuss cash flexibility and super considerations. They share listener 2026 goals and concrete next steps for new parents balancing savings and family life.
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ADVICE

Do Thorough Comparable Research

  • Research recent comparable sales in the suburb before making an offer and prioritise the most recent, similar properties.
  • Call the local agent to ask how much interest or offers they've had and request the comparables and contract to show seriousness.
ADVICE

Protect Your Negotiating Range

  • Never tell the selling agent your maximum price and try to avoid being the first to reveal your final offer.
  • Ask the agent how many offers they've had, declined amounts, and get someone else to probe if you want to remain anonymous.
INSIGHT

Auctions Reveal True Market Value

  • Auctions show all bidders and are the fairest way to see true market demand and final price.
  • Where auctions are common, comparables that include auction results produce more realistic valuations.
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