EP 166- The Property Journey That Proves Strategy Beats Timing
Mar 20, 2026
Uday Shivamurthy, a former IT solutions architect who migrated to Australia and built an 11-property portfolio from a $285k unit to $9M using SMSF and strategic moves. He recounts the Campbelltown turning point. They discuss buying affordable units first, leveraging PPOR equity, SMSF expansion interstate, consolidation over relentless buying, and plans like granny flats and townhouse control for development.
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From First Unit To Six Properties In Four Years
- Uday started in 2013 with a $285k unit in Minto and had zero investing experience.
- He went from one property to six by 2017 through aggressive buying supported by Victor and a supportive team.
Units As Strategic Low Risk Starters
- Units served as low-risk entry points that allowed rapid accumulation with smaller deposits under $400k.
- Owner-occupied belt units appreciate well over a decade due to construction costs and steady demand.
Use A Holy Trinity Team To Scale Faster
- Build a 'Holy Trinity' team: strategist (buyer’s agent), accountant and mortgage broker to synchronise decisions.
- Use that team to access strategies like using your principal place of residence and equity to fund further purchases.

