
Fintech One-On-One Jess Conroy, CEO of ROH, on Building the Financial Core Hotels Never Had
Apr 2, 2026
32:16
Most of us assume that major hotel brands have sophisticated financial systems running behind the scenes. In this episode, Jess Conroy, CEO and co-founder of ROH, explains just how wrong that assumption is — and why she's spent the last several years building the financial core that hospitality never had.
What We Covered:
- The manual payments problem hiding in plain sight
- Why the biggest hotel brands have the biggest challenges
- The hidden complexity of every hotel transaction
- Why the hospitality industry was overlooked by fintech
- How ROH got its start in meetings and events
- What "AI-first" actually means at ROH
- How ROH fits into the existing hotel software stack
- The go-to-market reality of a franchise-heavy industry
- A transaction-based model that aligns incentives
- Scale and growth: managing over $1 billion across the portfolio
- The stale data problem driving bad hotel decisions
- The vision: a financial foundation for every hotel dollar
Key Takeaways
- Hotel payments are a solved problem almost everywhere except hospitality itself — the industry's bias toward "human solves" left it behind.
- The complexity of hotel transactions (variable pricing, upgrades, OTAs, group contracts) makes automation far more valuable here than in simpler retail or restaurant contexts.
- Building something that didn't exist before is the hardest sales motion — you're not replacing a known tool, you're educating a market about a problem they've learned to live with.
- Year-over-year expansion within existing hotels is the clearest signal of product-market fit — customers keep expanding their use once they're on the platform.
About Jess Conroy
Jess Conroy is the CEO and co-founder of ROH, a financial infrastructure platform for hotels. A second-time founder, she has spent nearly 15 years building in and around the hospitality industry. ROH is currently managing over $1 billion in hotel transactions across its growing portfolio.
Connect with Fintech One-on-One:
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- Connect with me on LinkedIn
- Find previous Fintech One-on-One episodes
