Coffee With Cole: The Digital Writing Podcast

Early 20s Syndrome: 9 Money Mistakes Keeping You Broke

35 snips
Feb 13, 2026
A candid breakdown of nine common money mistakes people in their early 20s make and why comparison traps hurt financial progress. Conversations cover building a stronger money mindset and improving financial literacy. Practical talk about making money through digital writing, scaling creative businesses, and planning revenue and personal goals for the years ahead.
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ANECDOTE

Guest Author Swap: Content Day Visit

  • Nicolas introduces guest Mike Chatfield, a prolific litRPG author who published dozens of books.
  • They discuss content days and exchanging ideas about content creation approaches.
ANECDOTE

Volume Wins: Publish A Lot

  • Mike Chatfield shares his massive output: roughly 60 published books and many unfinished manuscripts.
  • They emphasize that volume and continuous practice improve skill over time.
ADVICE

Reinvest Strategically During Growth

  • Reinvest aggressively when scaling but expect costs to rise much faster than revenue initially.
  • Track ad spend, team growth, and reinvestment as deliberate experiments to pay down ignorance debt.
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