How to Money Friday Flight - 401k Mullets, Crappy Coffee, & Bitcoin Bashing #1104
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Feb 20, 2026 Quick takes on quirky financial culture, from 401k mullets and solo 401(k) tips to the rise of surveillance pricing. A debate over cheap vs better home coffee gear pops up. They flag soaring credit card debt, collections rights, and high babysitting rates. The conversation also touches on an aging-driven spending shift, prediction-market gambling, and recent Bitcoin volatility.
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Maximize Your 401(k) Benefits
- If your employer offers a 401(k) match, take full advantage of it to capture free money and compound growth.
- Consider solo 401(k) options if you run a small business to boost retirement savings and use Roth features when available.
Upgrade Grinder, Clean Your Brewer
- When making coffee at home, invest more in a good grinder and clean your brewer regularly to dramatically improve flavor.
- Buy a higher-quality machine when your cheap one breaks to save replacement costs and brew better coffee long-term.
Surveillance Pricing Feels Unfair
- Surveillance pricing makes shoppers feel treated unfairly and two-thirds say they'd avoid retailers that charge different customers differently.
- Track historical prices and shop around to avoid paying more due to your data profile.