Dropping Bombs How to Get 0% Interest Money (Banks DON'T Want You to Know This)
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Jan 4, 2026 Jack McColl, founder of Credit Stacking, shares his extraordinary journey from funding struggles to unlocking over $500K in business credit. He reveals how entrepreneurs can access 0% interest credit without income proof or collateral. Jack outlines methods for using bank card limits for growth, discusses leveraging points for travel, and offers strategies on stacking credit. He stresses the importance of strong bank relationships and highlights potential risks and responsible usage in the pursuit of financial freedom.
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From $5K Hoverboards To A 0% Revelation
- Jack recounts self-funding a hoverboard import business with $5,000 and the limits that caused slow growth.
- He later recognized bankers' 0% credit as the missing accelerator he wished he'd known earlier.
Costly Equity Mistake At 23
- Jack shares bringing on a 51% equity partner at 23 and later buying her out because contracts were weak.
- He contrasts that pain with later preferring non‑dilutive bank capital.
Maximize Ad Spend Rewards
- Put ad spend on cards with the highest reward rates: AmEx Business Gold for the first $150k, then Chase Sapphire Reserve for uncapped spend.
- Optimize by splitting spend to maximize points per dollar.
