Is It Time To De-Risk Your Portfolio? | Ted Oakley

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Mar 26, 2026

Ted Oakley, founder and CEO of Oxbow Advisors and a value-focused wealth manager. He discusses keeping large cash buffers and short-term Treasuries, why energy and precious metals feature in portfolios, risks from high oil and rising rates, and when to sit on dry powder versus deploy it. Short, actionable talk on defensive positioning and portfolio flexibility.

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ADVICE

Keep 20–25 Percent In Cash Right Now

Do hold at least 20–25% of your portfolio in cash or short-term Treasuries right now.
Ted Oakley says valuations are high and short-term T-bills/3–6 month Treasuries provide dry powder to buy opportunities or weather declines.

INSIGHT

Liquidity Creates Buying Power During Downturns

Valuations plus liquidity position define opportunity set rather than market timing.
Oakley explains holding high cash (45–48% in U.S. Treasuries) lets Oxbow buy quality companies when prices drop without panic.

ADVICE

Trim Big Winners Then Rebuy Opportunistically

Do trim positions that have run up dramatically and redeploy selectively.
Oakley sold most silver miners at their run to ~$100/oz then later bought some back after a ~30–35% pullback.

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SCHEDULE YOUR FREE CONSULTATION WITH TED'S FIRM at https://www.thoughtfulmoney.com/oxbowThe extreme valuations, heightened uncertainty and potential threats in today's financial markets lead high-net worth advisor Ted Oakley to encourage investors to raise cash at this time."If you don't have at least 20-25% in cash or T-bills, I think you're taking a bigger risk", he warns.The danger he sees is both the earnings and earnings multiples of stocks declining, hitting investors from both directions.To find out how he's investing client capital right now, watch this video.#oilprices #goldprice #marketcorrection _____________________________________________ Thoughtful Money LLC is a Registered Investment Advisor Promoter.We produce educational content geared for the individual investor. It’s important to note that this content is NOT investment advice, individual or otherwise, nor should be construed as such.We recommend that most investors, especially if inexperienced, should consider benefiting from the direction and guidance of a qualified financial advisor registered with the U.S. Securities and Exchange Commission (SEC) or state securities regulators who can develop & implement a personalized financial plan based on a customer’s unique goals, needs & risk tolerance.IMPORTANT NOTE: There are risks associated with investing in securities.Investing in stocks, bonds, exchange traded funds, mutual funds, money market funds, and other types of securities involve risk of loss. Loss of principal is possible. Some high risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods.A security’s or a firm’s past investment performance is not a guarantee or predictor of future investment performance.Thoughtful Money and the Thoughtful Money logo are trademarks of Thoughtful Money LLC.Copyright © 2026 Thoughtful Money LLC. All rights reserved.