Retire Right 409b War in the Middle East: what to do with your retirement savings
Mar 2, 2026
Vince Scully, financial professional at Life Sherpa Invest who advises on investment strategy and superannuation, joins to talk market volatility and retirement savings. He discusses why panic moves to cash often hurt long-term outcomes. Short, practical tips cover asset allocation, timing contributions, and using market shocks to test your true risk comfort.
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Listener With $600K Considering Moving To Cash
- Glenn opened the episode with a listener story: a 63‑year‑old with $600K in conservative balanced Plum super considering moving to cash due to fear about Iran.
- This question sparked the episode's theme: whether to react to geopolitical events with portfolio changes.
You Must Time Exits And Reentries Perfectly To Win
- Timing the market requires two correct trades: exiting and re-entering, and missing the rebound days can wipe out gains from avoiding downturns.
- Historical examples (GFC 2008) show extreme daily swings; being out on good days often hurts more.
Drip Topups Into Super Instead Of Waiting For A Dip
- If you're planning to top up super before June 30, use dollar cost averaging rather than trying to predict a dip; drip contributions weekly or monthly to take the average price.
- Glenn suggests automatic regular transfers (e.g., four times until June) to avoid emotional timing mistakes.