Tech Disruptors Visa’s Bet on AI, Agentic Commerce, Stablecoins
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Sep 11, 2025 Rajat Taneja, President of Technology at Visa, shares insights on the company's deep-rooted connection with AI. He discusses how Visa is evolving into a tech powerhouse, exploring agentic commerce and secure payments. The chat dives into innovations like biometrics and stablecoins reshaping payment technology and enhancing security. Taneja also highlights Visa's commitment to investing in technology and the ethical considerations surrounding AI, positioning Visa not just as a payment network, but a leader in global commerce.
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Automate Mundane Workflows With Agents
- Use AI agents to automate onboarding and operational workflows for small merchants and internal teams.
- Instrument agents for coding, security reviews, drift detection and frontline operational support.
Agentic Commerce As A New Payment Layer
- Agentic commerce will shift shopping from 'hunt and peck' to proactive, personalized agents handling routine purchases.
- Visa built the Intelligent Commerce Platform to provide payments, tokenization, consent and privacy controls for those agents.
Identity Evolved: Cards To Biometrics
- Identity is central to trust in payments and has evolved from cards to EMV, tokenization and now biometrics.
- Visa's pass keys and tokenization have reduced fraud and increased authorization rates globally.