The Daily Brief How much are Indians buying: A story told through con-calls
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Aug 14, 2025 Dive into the complexities of India's economy as the podcast tackles the question: Have Indians stopped buying? Discover how unseasonal monsoons disrupt production and challenge companies. Explore the surprising resilience of rural markets in the auto sector while urban areas face fatigue. Unearth the gender dynamics affecting manufacturing, revealing the need for greater female participation. Get ready for a captivating exploration of consumer confidence and the evolving economic landscape!
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Auto Sales Split: SUVs Up, Entry Cars Down
- Auto sales fell and the entry-level segment contracted while SUVs captured 55% of sales.
- Maruti said affordability issues hit first-time buyers, creating a missing middle in the market.
Cheap Rates Haven't Freed Up Credit
- Interest rates fell but cheap credit hasn't sparked a lending boom or consumer borrowing.
- Banks are cautious, tightening approvals and prioritising quality acquisition instead of volume.
Businesses Pledging Gold As Banks Pull Back
- MSMEs are increasingly taking gold loans as bank lending tightens and gold prices rise.
- IIFL Finance reported gold loans are at all-time highs with household jewellery being pledged for working capital.