BiggerPockets Real Estate Podcast

How to Buy 4 Rental Properties by 40 Years Old

14 snips
Feb 27, 2026
A step-by-step path to owning four rental properties before 40 using house hacking, owner-occupied financing, and low-downpayment strategies. Practical value-add BRRRR tactics and rehab examples to build equity are discussed. Tips for finding high cash-flow markets out of state and modeling combined rent and cashflow growth are highlighted.
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ADVICE

Begin With An Owner Occupied House Hack

  • Do start with an owner-occupied house hack to access low down-payment financing and live onsite as you learn landlording.
  • Dave Meyer recommends duplexes/triplexes or ADUs so you can live in one unit, save ~$500–$800/month, and build equity to fund next deals.
INSIGHT

House Hack Savings Compound Into New Deals

  • Equity plus saved cash from a house hack compounds to fund repeat purchases faster than saving separate down payments.
  • Example: $400K house hack with 3.5% down and $500/month saved yields ~ $20K in three years, enough to repeat the process.
ADVICE

Use A Value Add BRRRR To Build Equity

  • Do target a value‑add BRRRR for property two to deliberately build equity through renovations.
  • Dave Meyer suggests light cosmetic rehabs (kitchen, paint, floors) or a larger gut if experienced, buying listings >60 days for seller leverage and targeting ARV gains.
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