rich & REGULAR's Money Story

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Cashing Out: Win the Wealth Game by Walking Away

Rich & Regular’s Money Story: Paying Down Debt, Building a 15-Year Exit Ramp, and Redefining “Rich”

In this episode, we interview Kiersten and Julien Saunders of rich & REGULAR about how their different upbringings shaped their money mindsets and how an early conflict over Kiersten’s credit card debt and spending habits led to a breakup, reconciliation, and deeper conversations about wealth-building plans.

 They discuss early money memories, the role of career volatility and multiple financial crises in rejecting “boomer logic,” and their framework for a 15-year career.

They share practical ways to create cash flow by reducing convenience spending and shopping differently, reflect on managing conflict as their identities evolve, and name personal financial pitfalls and strengths.

00:00 Walking Away From Rat Race
00:46 Meet Rich and Regular
03:21 FinCon Connection
05:09 Kirsten Money Roots
07:04 Julian Money Roots
10:14 First Money Memories
13:18 Round One Breakup
17:04 Rebuilding With Money Talks
21:27 Sticky Note Reunion
27:31 Giveaway Break
28:25 15 Year Career Blueprint
29:57 Monetize Your Superpower
31:11 Build Your Exit Ramp
33:57 Convenience Tax Savings
35:19 Aldi Costco Reality Check
39:03 Status Spending Mindset
41:10 Money Conflict Dance
46:45 Quick Fire Surprises
49:40 Money Weaknesses Strengths
52:16 Eat Better Series
54:09 Closing Thanks

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