The Ramsey Show

Quit Letting Dumb Money Decisions Hold You Back

9 snips
Dec 17, 2025
Join Dave and Ken as they tackle burning financial questions! From managing a hefty $250,000 debt to navigating tricky relationship choices, they share tough love advice. Learn practical strategies like snowballing debts and the importance of budgeting. Discover why you should never borrow to tithe and explore smart ways to combine finances after marriage. They also delve into the benefits of trades for building wealth and offer insights on selling inherited property. Tune in for transformative tips on achieving financial peace!
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ADVICE

Don’t Buy Big With An Unmarried Partner

  • Don’t buy a house or furniture with an unmarried partner; legal and relational risks rise.
  • Get married before combining finances permanently or avoid joint purchases until legally committed.
ADVICE

Pause Retirement And Prioritize Debt Snowball

  • Stop 401(k) contributions temporarily and build a written budget called EveryDollar.
  • Sell nonessentials, list debts smallest to largest, and dump extra dollars onto the debt snowball.
ANECDOTE

Weekend Warriors Delaying Married Life

  • Hunter and his wife stayed living separately after marriage to knock out debt, calling themselves "weekend warriors."
  • Dave and Ken insisted they should live together, move out of parents' homes, and work together to pay off debt faster.
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