Habits of High Performers Podcast with James Laughlin The Money System Most Kiwis Don’t Question and Why They Should with Sam Stubbs
Jan 25, 2026
Sam Stubbs, founder of Simplicity and advocate for low‑fee, long‑term investing. He explains why money can be simple, why fees and compounding matter, and how KiwiSaver could fund New Zealand infrastructure and housing. Short takes on purpose-driven finance, starting early, and practical habits for long-term wealth.
AI Snips
Chapters
Books
Transcript
Episode notes
KiwiSaver As National Capital Engine
- KiwiSaver savings create a rising tide of capital that can fund national infrastructure and close funding gaps.
- If 30% stays in NZ, managers could have ~$295bn to invest domestically in 25 years.
Balance Global Indexes And KiwiSaver
- Decide between overseas index funds and KiwiSaver based on personal goals; KiwiSaver can channel capital into New Zealand.
- Use a mix to retain diversification while supporting domestic investment if that matters to you.
Start Small And Let Compounding Work
- Start saving early to harness compound interest; even small regular amounts grow massively over decades.
- Sam cites that $1/day from birth could become meaningful by 18 and substantial by retirement.
