'I'm not a procrastinator, I just prefer doing everything in a dead-line induced panic!'......Honest words shared with me by an acquaintance recently. And to be fair it totally struck a chord with me, as a former repeat procrastinator it sounded so accurate a description of the logic a procrastinator uses to rationalise their behaviour (or lack thereof). It is only when the pressure is on, the procrastinator will them him or herself, that I am at my best....so there really is no point in that particular item until such time as it is time-sensitive or urgent! We did touch on the subject previously and shared a story about a granny and €8k! We are not now here to criticise or condemn that approach, rather to try and understand why it is a default for so many of us in lots of aspects of our lives, and not just financial planning & money aspects.

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It is said that the avoidance of a task, postponing until tomorrow what can (and often should) be done today, is one of the main obstacles to us achieving success in our professional and personal lives. Think about that, how many times has an idea, a picture of a desired outcome, a goal or a wish entered your head, and for you to talk yourself out of it, for whatever reason? This is procrastination at work, and it nigh-on constantly prevents many of us from doing stuff that we want to do!

Paddy Delaney

QFA | RPA | APA | Qualified Coach

Podcast110: How To Procrastinate Later.........