One Rental At A Time HOUSING MARKET DISASTER Why The Crash Is Happening Now
Feb 13, 2026
Ricky Carruth, a seasoned real estate pro and market analyst, breaks down strange inventory moves, relistings, and how brief rate relief shook buying behavior. He explains timing lags between pending and closed sales. Ricky also covers mortgage spread shifts, which markets look healed, and why 2026 may return to normal seasonal cycles.
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Inventory Drop Skewed December Data
- December's 18% inventory drop meant buyers only saw the "cream of the crop," skewing price and sales metrics upward.
- Pending sales down in December logically led to weaker existing sales in January due to this lagged chain reaction.
Market Returning To Seasonal Norms
- The market is returning to normal seasonal patterns with a spring selling season and slower summer and winter months.
- 2026 should be better than 2025 as inventory and rates normalize, improving transactions.
Use Leading Indicators, Not Hype
- Read leading and lagging indicators like inventory and pending sales to predict near-term shifts in transactions.
- Use weekly data (Redfin, HousingWire) alongside monthly NAR reports to avoid overreacting to volatile monthly swings.