Record Levels Of Money Market Funds Does Not Mean What You Think

Oct 29, 2025

Phil Weiss, a registered financial advisor and founder of Apprise Wealth, dives into the intriguing dynamics of the current market. They discuss how recent market volatility was spurred by Trump's tariff headlines and a sharp crypto sell-off. The importance of understanding risk tolerance and viewing market corrections as normal is emphasized. Weiss also highlights the dangers of emotional trading, the underperformance of active managers, and why diversification is key, especially with the recent pullback in gold and silver presenting potential buying opportunities.

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INSIGHT

Stop-Loss Cascades Amplify Drops

Stop-loss cascades and shorts can create sharp, temporary price moves that then quickly reverse.
Crypto's 24/7 trading and thin liquidity amplify these stop-loss driven cascades.

ADVICE

Add On Pullbacks, Reassess On Breaks

If you believe in a long-term thesis for an asset, add on pullbacks but avoid going all in at once.
Reassess if price falls below key levels and adjust allocation accordingly.

ADVICE

Check Causes And Opposing Views

When buying on pullbacks, identify the cause and evaluate the opposing case to avoid confirmation bias.
If the pullback doesn't change the thesis, use it to buy; otherwise wait or sell.

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There are record levels of money market funds, but it doesn't mean quite what you think. Today we also explore recent market volatility sparked by Trump's brief tariff announcement and a sharp crypto sell-off that triggered stop-loss cascades. We also analyze seasonal trends, the rotation from mega-cap tech into value and small-cap stocks, and why most active managers underperformed the S&P 500 this year. We talk the importance of diversification, understanding risk tolerance, and viewing corrections as part of normal market cycles rather than reasons to panic.

We discuss...

Markets experienced sharp volatility following Trump's brief tariff announcement and a cascading crypto sell-off.
How stop-loss triggers and algorithmic trading can amplify short-term market moves.
Gold and silver pullbacks are healthy corrections within a long-term bullish thesis on precious metals.
Portfolio allocation and risk management are critical to surviving sharp market drawdowns.
Seasonal patterns are examined and late-year volatility can set up strong year-end rallies.
Underperformance of active managers relative to the S&P 500 comes from narrow market leadership.
Don't chase short-term moves, instead focus on long-term positioning.
We explore how investor psychology and herd behavior can magnify both rallies and declines.
The episode touched on how retail investors often get whipsawed when reacting emotionally to news-driven moves.
The conversation compared current market sentiment to prior bubbles in meme stocks and crypto.
Diversification is the best protection against unpredictable volatility events.
How market manipulation and liquidity gaps can distort short-term price signals.
The discussion linked rising geopolitical uncertainty with the growing appeal of hard assets.
We underscore the importance of having a clear thesis and sticking to it through market noise.
Volatility should be viewed as opportunity, not danger, for prepared investors.

Today's Panelists:

Kirk Chisholm | Innovative Wealth
Phil Weiss | Apprise Wealth Management

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