Smart Money Happy Hour with Rachel Cruze and George Kamel

Critiquing People’s Disney Drama (Debt, Lawsuits and Club 33 Tea)

Mar 12, 2026
They dig into Disney vacation debt, people who saved and those who racked up cards at the parks. Tales of Club 33 exclusivity, steep dues, and a courtroom clash come up. Quick budget hacks for cheaper Disney trips and on-the-ground interviews about spending make for lively conversation.
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ANECDOTE

Inside A Club 33 Visit

  • George visited Club 33 in Hollywood Studios and Epcot and described an exclusive unmarked entrance that opens after a member scans a phone.
  • He paid per-item, enjoyed quiet seating, custom drinks and unique merch, and called it a once-in-a-lifetime experience.
INSIGHT

Club 33 Is Exclusivity Over Perks

  • Club 33's value is exclusivity not free perks: annual dues reported around $31,500 and strict membership rules.
  • Membership is limited (~1,000 members), nontransferable, and requires referrals and an application.
ANECDOTE

Club 33 Lawsuit Lost After Misconduct

  • George and Rachel discussed a California couple, Scott and Diana Anderson, who were permanently expelled from Club 33 after Scott was publicly intoxicated.
  • Their lawsuit to regain entry failed and cost them about $400,000 in legal fees.
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