Networth and Chill with Your Rich BFF

The Biggest Money Mistake Women Make (And How to Avoid It) Ft. Zarna & Zoya Garg

9 snips
Feb 18, 2026
Zarna Garg, comedian and author who reinvented her career at 40, and Zoya Garg, entrepreneur running the family brand, discuss reinvention, immigrant money mindsets, intergenerational financial dynamics, building a family business, and the real costs of chasing dreams mid‑life. They share candid stories about risk, proving competence, and why owning your money matters.
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ADVICE

Avoid Unnecessary Office Costs

  • Avoid unnecessary fixed costs like a rarely used office; rent space only when you need it.
  • Use flexible options (work from home, Peerspace) until the office delivers clear, practical ROI.
ANECDOTE

Immigrant Start: Ohio, Debt, Drive

  • Zarna moved from Mumbai to Ohio at 15 and depended on her sister to pay for college and law school.
  • That long-term support left her feeling indebted and shaped her drive to become financially independent.
ADVICE

Bet On Family, If They Add Value

  • Try sharing financial responsibilities and talents within families to increase profitability and leverage strengths.
  • Build businesses with family only if members add clear value and can be held accountable.
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