Afford Anything | Make Smart Money Choices Q&A: Should My Teen Go to College?
40 snips
Feb 17, 2026 
Joe Saul‑Sehy, a former financial planner and regular co‑host, gives practical financial-planning perspective. They weigh whether college is an investment worth the cost. Short alternatives and delaying school are discussed. Practical tips on comparing programs, using BLS data, and choosing well-funded grad paths. Also covers dividend withdrawal choices and how to find true fiduciary advisors.
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Work First If You Don't Know Your Path
- Avoid sending an 18-year-old to college to 'find themselves'; instead, work first to gain clarity.
- Use certifications, trades, or short programs to test fields before committing to a degree.
Consider Starting College After Age 24
- Delay college until age 24 when FAFSA treats you as independent to reduce parental-income-based aid issues.
- Use the 18–24 window to build income and skills that improve later financial aid and focus.
Use Military Service For Education Benefits
- Consider military service as a pathway to paid education, training, and VA home benefits.
- Use service to gain skills and funding before pursuing a degree debt-free.
