Alternatives to 100% Stocks: Managed Futures and Real Diversification Explained with Drew Feldman

Markets reward risk, but not all risk pays you the same way. In this episode, we sit down with Drew Feldman, a filmmaker-turned-advisor, to unpack why "own the market and chill" feels easy until life shortens your time horizon.

We get practical about fees: high-cost closet beta doesn't deserve a spot, but strategies with low correlation and distinct return drivers can earn their keep. We compare buffered ETFs, hedged equity tactics, and show how to judge funds by correlation and volatility—not just past returns.

We also challenge oversized emergency funds that secretly turn "100% stocks" into 60/40, and explain capital creation versus risk transfer markets. The goal isn't beating the market every year—it's avoiding life-changing drawdowns while compounding meaningfully.

KEY TOPICS:
Managed futures, reinsurance, cat bonds
When fees are justified (correlation test)
Buffered ETFs and hedged equity
Right-sizing cash with disability coverage
Portable alpha for smoother returns

Find Du Charme Wealth Management here:
https://ducharmewealth.com

Phone: 
(435) 288-3396

Find Drew here:
www.moneyformakers.com 
www.drewfeldman.com

DISCLAIMER:
Information presented on this program is believed to be factual and up-to-date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice, but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Encompass More Asset Management LLC is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC) and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements.

[00:00:00] Welcome, Disclaimers, And Setup
[00:07:10] Diversification As A First Principle
[00:14:25] Fees, Active Funds, And True Differentiation
[00:23:58] Buffered ETFs: Math, Behavior, And Taxes
[00:30:10] Hedged Equity Tactics And Timing The Hedge
[00:39:12] Time Horizons Shrink When Life Hits
[00:44:52] Cash Is A Position: Hidden 60/40s
[00:50:33] Rethinking Emergency Funds And Insurance
[00:56:05] The Midterm Bucket And Holistic Planning
[01:07:02] Portable Alpha, Leverage, And No Free Lunch
[01:12:20] Reinsurance, Cat Bonds, And Risk Premiums
[01:18:10] Capital Creation vs Risk Transfer Markets