
The School of Greatness Former Wall Street Trader Reveals The Money Truth No One Taught You | Vivian Tu
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Nov 5, 2025 Vivian Tu, a former Wall Street trader and author of "Rich AF," dives into the real wealth-building truths that many avoid discussing. She reveals how growing up near wealth imparts crucial soft skills that open doors. Vivian emphasizes that true financial success comes from strong relationships and money conversations. She encourages women to maintain financial independence and teaches practical strategies for negotiating raises and managing investments. Her insights on the importance of visibility in the workplace and boundaries around earnings are eye-opening!
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Attack Highest-Interest Debt First
- Pay minimums on all accounts but apply extra payments to the highest-interest debt first to minimize total interest.
- Use the avalanche method if interest costs are unsustainable; snowball aids psychology but costs more interest.
Invest, Don’t Let Retirement Cash Sit Idle
- After funding retirement accounts, actively allocate those dollars to investments (index funds, mutual funds, target-date funds).
- Treat brokerage accounts like a grocery trip: cash alone buys nothing until you pick specific assets.
Money Is A Core Relationship Issue
- Money consistently ranks alongside sex as a top cause of relationship failure, so financial conversations deserve equal attention.
- Couples often neglect financial intimacy while focusing on physical intimacy, increasing relationship risk.




